Yes, there are full pay machines but no full pay machines with a return rate of over 100%.
This is one example of a pretty good pay table for Jacks or Better video poker that we found online:
|Hand||1 Coin Pay|
|Four Of A Kind||25|
|Three Of A Kind||3|
|Jacks or Better||1|
As you can see, this is a 9/6 Jacks or Better with a theoretical return of 99.5439 percent.
Just as in a brick-and-mortar casino, you might have to look around a bit before you find the best video poker machines. Always check the entire paytable, not just the payments for Full House and Flush. Also, just as in a brick-and-mortar casinos, most video poker machines online will give better odds for 5 coins wagers than for 1-4 coin wagers.
What’s “full pay”?
When video poker machines began to appear in casinos and gambling halls, the highest-paying common variant of a particular game (e.g. Jacks or Better or Deuces Wild) was called full-pay among the gamblers to distinguish it from variants of the same game where the paytable was less beneficial to the player. Video poker machines with a paytable less favorable than full-pay were called short-pay.
Back then, the highest-paying common variant of Jacks or Better was a machine that paid 9 times the bet for a Full House and 6 times the bet for a Flush. Because of this, 9/6 Jacks or Better is sometimes used as a synonym for full-pay Jacks or Better. It is important to be careful though, because today you may find Jacks or Better video poker machines that are low paying even though they pay 9 for Full House and 6 for Flush. The game manufacturer has simply lowered the payment for other hands.
In our example above, the full-pay 9/6 Jacks or Better has a theoretical return of 99.54%. There are Jacks or Better machines available that have an even higher theoretical return than this (even above 100 percent!) but they are few and far in between.